Financial Stability

LISC’s financial stability programs connect families living on a low- to moderate-income with mainstream financial and labor markets.

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LISC Charlotte Exciting Opportunity: Financial Opportunity Center® (FOC) Network RFP

Local Initiatives Support Corporation (LISC) is the nation's largest community development enterprise, investing over $1 billion annually to transform lives and revitalize communities. Our Financial Opportunity Center® (FOC) Network is a key initiative aimed at improving the financial well-being of individuals and families with limited wealth, income, and employment opportunities. Through our network of 120 FOCs nationwide, we provide employment and career counseling, personalized financial coaching, education, and low-cost financial products that build credit, savings, and assets. Additionally, FOCs connect clients with crucial income supports, including SNAP, utilities assistance, affordable health insurance, and other benefits.

As one of LISC’s 38 local offices, LISC Charlotte collaborates with local government, community development corporations, nonprofits, philanthropies, and businesses to revitalize underserved neighborhoods and create opportunities.

We are committed to promoting and investing in this integrated service delivery model and are pleased to announce LISC Charlotte’s FOC RFP. We are seeking a partner organization dedicated to transforming their employment and financial capability/asset-building programs into high-performing, data-driven models with integration at the core.

The selected partner will be awarded up to $150,000 per year to support the integration of the FOC model.

Proposal Due Date: July 12, 2024, at 5:00 PM EST

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Financial Opportunity Center® Network

LISC’s Financial Opportunity Center® (FOC) Network across the country provide career and financial coaching while also helping families build effective money management habits. FOCs are embedded in local community organizations that are trusted by the communities they serve. FOC providers are located conveniently where people live and known for their history of providing quality services.

The FOC Network offers employment and career services, financial education and coaching, in addition to low-cost financial products that enable participants to build credit, savings and assets. The FOC Network also connects clients with income supports such as food stamps, utilities assistance and affordable health insurance.  The cornerstone of the FOC model is providing support in an integrated way—rather than as stand-alone services—backed by a long-term commitment to helping clients reach their goals.

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INLIVIAN Destination Homeownership Program

LISC Charlotte is joining the Charlotte housing authority, INLIVIAN, to roll out a $625,000 program launched by the online financial services company Ally Financial. The effort is designed to support INLIVIAN’s Family Self-Sufficiency Program (FSSP) which aims to help low-and middle-income first-time homebuyers take critical steps toward owning their own home by reaching financial self-sufficiency and strengthening their credit and savings.