Lending

Residents and community groups in underserved places know best what will make their neighborhoods thrive. More affordable housing, better schools, lively shops and businesses, greener parks and safer streets—these are things all residents want. The ideas and vision are there, but too often, what's missing is the capital to get these projects realized. That’s where LISC lending comes in.

LISC is a Community Development Financial Institution (CDFI) that offers financing during all stages of projects — predevelopment, property acquisition, construction, and permanent. We seek to strike the right balance between taking risks consistent with our role as a charitable lender, and recovering our capital so we can make funds available to future projects. Following are some examples of our loan products:

Pre-Development Loans
Acquisition Loans
Construction Loans
Mini-Permanent Loans
Revolving Working Capital Loans and Lines of Credit

Lending is an essential instrument in LISC’s community development toolkit. As one of the largest community development financial institutions (CDFI) in the nation, we work in partnership with local grassroots groups, for-profit developers and government agencies to finance programs and projects that will have a positive, long-term impact.

Why borrow from LISC?

We bring national and local investment resources to our network of offices whose staff know their communities well.
We are able to provide flexible loan capital in underserved places.
We invest early.
We have the expertise in specialized underwriting for such complex projects as schools, health care centers and affordable housing.
And we are willing to go to historically risky markets where more traditional lenders may not venture.

What we offer

We want your projects to work. LISC offers a wide range of loans, from pre-development to permanent financing, and we finance a wide variety of projects, from large affordable housing to small business loans. Learn more about our loan products.