Financial Opportunity Center®

The underlying theory of the LISC Financial Opportunity Center® (FOC) model is that the best way to improve the financial bottom line for low-to-moderate income families is by helping people to simultaneously boost earnings and reduce expenses. 

Our FOC network build families' and individuals' financial capability by offering them a suite of services—employment assistance, financial education & coaching, and access to income supports—through one-on-one coaching and education offered at trusted community-based organizations. These bundled services reinforce one another to maximize impact.

In 2023, the FOC network served a total of 2,353 clients. Among those clients who met one-on-one with a financial coach and completed a subsequent financial assessment:

• 877 achieved at least one key financial outcome
• 333 increased their credit score by an average of 45 points
• 322 increased savings by an average of $1,960
• 454 increased net worth by an average of $9,650

LISC Toledo supports a network of 4 FOC at six sites in Toledo in partnership with the United Way of Greater Toledo. To make an appointment at the FOC nearest you, call 2-1-1!