Lending

Deploying capital to build stronger communities  

Lending is central to our work at LISC. As one of the largest community development financial institutions (CDFI) in the nation, we work in partnership with local groups to finance projects that have a positive, long-term impact.  

For over 40 years, LISC has provided financing to developers of affordable housing, charter schools and community spaces, and to small businesses in underinvested areas. Together, LISC, our partner organizations, and borrowers are building strong, inclusive communities that are great places to live, work, and raise families.  

Affordable housing, Dorchester, MA

We invest in community groups, nonprofits, developers and mission-aligned for-profit businesses that may not have access to conventional financing to support their growth and stability.  

Projects we support

LISC’s lending targets six principal areas:

Why borrow from LISC?

• We bring national and local investment resources to our network of offices whose staff know their communities well.
• We are able to provide flexible loan capital in underserved places. 
• We invest early.
• We have the expertise in specialized underwriting for such complex projects as schools, health care centers and affordable housing.
• And we are willing to go to historically risky markets where more traditional lenders may not venture.

What we offer

We want your projects to work. LISC offers a wide range of loans, from pre-development to permanent financing, and we finance a wide variety of projects, from large affordable housing to small business loans. Learn more about our loan products.

Work with us

LISC offers financing to organizations across the country. Learn more and get in touch here.

In accordance with federal law, the Local Initiatives Support Corporation is prohibited from discriminating based on race, color, national origin, sex, age, or disability. If you believe you have been discriminated against, please submit a complaint via the online portal HERE. Once submitted, you will receive an email with your reference number. Your complaint will be immediately available for LISC staff to review.

You may also submit a complaint of discrimination, by mail to the U.S. Department of the Treasury, Office of Civil Rights and Equal Employment Opportunity, 1500 Pennsylvania Ave. N.W., Washington, D.C. 20220, (202) 622-1160 (phone), (202) 622-0367 (fax), or email crcomplaints@treasury.gov (email).