For 45 years, LISC has been delivering social and financial impact in underserved U.S. communities. Now it is your turn to help. An investment in the LISC Impact Notes supports our mission, helping us grow our portfolio of community and economic development projects across 38 markets, including a rural program working in more than 2,400 counties.
Terms
LISC Impact Notes are an S&P rated*, fixed-income product with multiple term options, and the convenience of being available for purchase through your brokerage account.
Impact Notes Summary
Total Offering | $250,000,000 |
Financial Return | Fixed Interest Rates; Terms of 1-20 years |
Social Return | Delivers social impact to help revitalize underserved communities in the United States across multiple sectors |
Min Investment | $1,000 |
Use of Proceeds | General corporate purposes in support of LISC's mission, including as capital for loans. LISC anticipates that up to $10 million of net proceeds from this offering will be used for Climate Justice projects that ensure disinvested communities benefit from LISC's decarbonization and other green investments. |
Redemption | Principal will be repaid at maturity. Prior to maturity, Notes are not redeemable unless provisions for redemption are included in the pricing supplement. Notes may be repurchased by the issuer through the Survivor's Option upon the death of the beneficial owner. See Prospectus for details. |
How to Invest
Impact Highlights
A LISC Impact Notes investment helps to catalyze opportunity for underserved communities and their residents. Read more about the projects we finance, our stories of impact and our Impact Notes Annual Report.
Impact Notes Media & Resources
CDFIs & the Capital Markets White Paper Series
Trends in Investment & Impact Measurement (2023)
Tapping into Impact Investors (2020)
Featured Articles
Are Bond Buyers Still Interested in CDFIs?
The "S" Gains Prominence in ESG
Lessons Learned from a $100 Million Milestone
Investing in the UN SDGs: A Blog Series
Disclaimer: This is not an offer to sell or a solicitation of an offer to buy any securities. Such an offer is made only by means of a current Prospectus (including any applicable Pricing Supplement) for each of the respective notes. Such offers may be directed only to investors in jurisdictions in which the notes are eligible for sale. No state or federal securities regulators have passed on or endorsed the merits of the offering of notes. Any representation to the contrary is unlawful. Investors are urged to review the current Prospectus before making any investment decision. The Notes are unsecured debt securities subject to the terms, conditions, and risks described in our Prospectus including the risk of possible loss of the amount invested. Payment is dependent on LISC's financial condition at the time payment is due. The notes will not be insured or guaranteed by the FDIC, SIPC or other governmental agency.
Impact Notes currently are not offered to residents of Tennessee and Washington.
*An S&P credit rating is not a recommendation to buy, sell or hold Notes and may be subject to suspension, reduction or withdrawal at any time by S&P. Please check the current Pricing Supplement at the link below for the S&P credit rating assigned to Notes currently being offered for sale.